Regular Member - A regular member is one who is a citizen of the Philippines, of legal age, considered as an economic unit, has complied with all the membership requirements, and entitled to all the rights and privileges of membership.

Associate Member - An associate member is of legal age, has no right to vote and be voted upon, and shall be entitled only to such rights and privileges as the Bylaws may provide.

An Associate member who meets the minimum requirements of the regular membership, continues to patronize the cooperative for two (2) years shall be considered as a Regular Member

Regular Savings is the member’s savings account that is withdrawable.  Members must have at least P2,000.00 maintaining balance to earn an interest of 2% per annum.

➢ Fill out the Increase/Decrease Form to increase/decrease your semi-monthly payroll deduction / contribution and send the scanned copy of your accomplished form to our HR/Coordinator or send directly to our Shares and Loan Officers.

➢ Decrease in share capital contribution is not allowed until loan is fully paid.

➢ Loan application can be done only through GTMC website.

➢ Member has to attach a valid ID with signature and atm account number in his/her loan application.